About Us

Herbert C. Cumming, Jr., CFP®

Herbert C. Cumming, Jr., has 40+ years’ experience in the financial services industry. He is President and Founder of Transitioned Portfolios, Inc.

Herb originally served as a securities trader for a major U.S. brokerage firm in New York City. In 1971, he moved to Nashville, Tennessee to establish and manage a regional trading operation for the same firm. Herb began working with private clients in 1973 and earned the (CFP®) designation in 1980.

For 13 years prior to partnering with LPL Financial, Inc. (2003), Herb served as a Senior Financial Advisor and Portfolio Manager for a well-known regional investment firm. Innately curious, Herb is a dedicated student of investment markets and behavioral finance. He has conducted numerous seminars and workshops for professional and private investor groups.

Herb is an avid reader who enjoys golf, traveling, new adventures, and almost anything out of doors. He is grateful for his charmed life and his “freedom to walk about the ship”.

Transitioned Portfolios, Inc.

Our practice is dedicated to the design, construction and management of client retirement and personal investment portfolios. Utilizing LPL’s Model Wealth Portfolios platform we work under a fee-based model. Fee-based asset management allows us to share a common goal: to grow the value of client assets. A holistic approach to investing, fee-based asset management ties our compensation directly to the performance of client accounts. Instead of commissions, we earn an annual fee based on the market value of the account.* This allows us to concentrate on what matters most-choosing an investment portfolio that matches a client’s risk temperament with specific investment needs.

*Transitioned Portfolios, Inc. maximum Model Wealth Portfolios Advisor Fee is 1.25%

Phone: (615) 516-4372
Email: herb@transitionedporfolios.com

    LPL Research Team

    Our relationship with LPL Financial provides us access to LPL Research, whose mission is to provide us independent and unbiased investment research to help our clients in the management of their assets. LPL Research serves three roles : (1) share relevant and timely market and economic insights; (2) provide rigorous due diligence and asset allocation advice; and (3) develop forward-thinking thought leadership perspectives and strategies. This team of investment research analysts works with us to provide market insight and investment solutions to help our clients meet their financial objectives.

    LPL Financial has no proprietary products to sell, no investment banking relationships to cultivate or keep happy, and no other business conflicts that may impede the team from providing unbiased, objective advice. Reliable investment decisions may be difficult to make if conflicts are present.

    Burt White
    Burt White
    Chief Investment Officer
    Managing Director, Research

    Matthew Peterson
    Matthew Peterson
    Senior Vice President
    Chief Wealth Strategist

    John Canally
    John Canally, CFA
    Senior Vice President Chief Economic Strategist

    Jason Nicastro
    Jason Nicastro
    Assistant Vice President
    Market & Investment Strategist

    Jeffrey Buchbinder
    Jeffrey Buchbinder, CFA
    Vice President
    Market Strategist

    Joseph P. Byrne
    Joseph P. Byrne, CFA
    Vice President
    Alternative Investment Due Diligence

    Joseph E. Rackley
    Joseph E. Rackley
    Vice President
    Traditional Due Diligence

    Ryan Detrick
    Ryan Detrick, CMT
    Vice President
    Market Strategist

    David Tonaszuck
    David Tonaszuck, CMT
    Assistant Vice President
    Investment Strategy

    Steven J. Snyder
    Steven J. Snyder
    Vice President,
    Platforms & Channel Support

    Kirby L. Horan-Adams
    Kirby L. Horan-Adams, CFA
    Senior Vice President
    Director of Research